Budget & Cash Flow Planner

Track your income and expenses, see where your money goes, and measure your savings rate against the 50/30/20 rule.

Total Income

$7,433

Total Expenses

$5,215

Net Cash Flow

$2,218

Savings Rate

29.8%

Income Sources

Source	Amount	Frequency	Monthly
			$6,933.33
			$500.00

Expenses

Expense	Category	Amount	Frequency	Monthly
				$1,800.00
				$420.00
				$200.00
				$650.00
				$120.00
				$180.00
				$140.00
				$350.00
				$130.00
				$280.00
				$150.00
				$45.00
				$50.00
				$100.00
				$400.00
				$200.00

Spending by Category

Housing: $1,800 (34.5%)

Food: $770 (14.8%)

Transportation: $620 (11.9%)

Savings: $600 (11.5%)

Insurance: $480 (9.2%)

Debt Payments: $430 (8.2%)

Utilities: $320 (6.1%)

Entertainment: $100 (1.9%)

Subscriptions: $95 (1.8%)

Housing

$1,800 (34.5%)

Food

$770 (14.8%)

Transportation

$620 (11.9%)

Savings

$600 (11.5%)

Insurance

$480 (9.2%)

Debt Payments

$430 (8.2%)

Utilities

$320 (6.1%)

Entertainment

$100 (1.9%)

Subscriptions

$95 (1.8%)

50/30/20 Rule Comparison

The 50/30/20 rule suggests allocating 50% of income to needs, 30% to wants, and 20% to savings.

NeedsOver

59.5%

$4,420 / Target: 50%

0%50% target

WantsOn Track

2.6%

$195 / Target: 30%

0%30% target

SavingsOn Track

37.9%

$2,818 / Target: 20%

0%20% target

This budget planner is for educational purposes only. It does not constitute financial advice. Your actual financial situation may differ. Consult a financial advisor for personalized guidance.